Terms of use
The rules for using ExpenseLense, including automated results and paid plans.
Last updated: September 29, 2026
At a glance
- You own the records and files you add.
- Results help you organize spending; they are not financial or tax advice.
- Paid plans renew until canceled. Free access does not automatically become paid.
- Deleting product data does not cancel billing or close your sign-in account.
Who provides the service
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Contact: aiacobe@icloud.com.
Agreement and eligibility
These terms cover your use of ExpenseLense with the operator identified above. You must be at least 18 and able to enter a binding agreement. By creating an account or using the service, you agree to these terms. The Privacy notice explains how personal data is processed; optional consent choices remain separate.
Your account
Keep your sign-in details secure and provide accurate account information. You are responsible for activity under your account and should contact support promptly if you suspect unauthorized access.
Your content
You keep ownership of files, emails, notes, and records you add. You give ExpenseLense and its service providers the limited permission needed to host, process, organize, export, and return that content to you. Only add content you have the right to use.
What ExpenseLense does
ExpenseLense organizes statements, receipts, and records you add into a searchable spending history. It does not connect to your bank, initiate payments, cancel merchant subscriptions, or know transactions you have not imported. Recurring charges are estimates based on saved records or schedules you enter, not confirmation of a bank balance or unpaid debt.
Automated results
Receipt extraction, category suggestions, duplicate checks, recurring-charge detection, and Insight may be incomplete or wrong. Review important details before reimbursement, tax, accounting, payment, or business decisions. ExpenseLense is not a bank, accountant, tax adviser, or financial adviser.
Plans and scan capacity
Plan limits are shown on Pricing and at checkout. Typed records do not use scans. A statement PDF uses one scan for each group of up to 10 pages. A completed processing attempt can use scan capacity even when no record is produced. Capacity resets at the start of each UTC calendar month and does not roll over.
Your records, on every plan
Viewing and downloading saved source files and viewing, editing, exporting, and deleting saved records do not require a paid plan. Limits apply to automated processing, reprocessing, and Insight usage.
Billing, renewal, and cancellation
Paid plans are charged in USD in advance and renew automatically for the selected monthly or annual term until canceled. The available price, billing interval, and applicable charges are shown before purchase. Free access is not a time-limited paid trial and does not automatically convert to a paid subscription.
Open Billing to manage your plan or request cancellation through Support if you cannot access it. Cancel before renewal to stop future charges; paid access normally continues through the current term.
You may delete ExpenseLense product data at any time. Deleting data does not change billing status or cancel any subscription.
Withdrawal, refunds, and consumer rights
If you are an EU consumer, online service purchases generally carry a 14-day right of withdrawal from the date the contract is concluded. Contact support with a clear statement that you wish to withdraw, your account email, and the purchase date. You do not need to give a reason. Ordinary cancellation of future renewal and statutory withdrawal are different requests.
Any lawful exception, early-service request, or proportionate charge must satisfy the applicable rules; using this app does not by itself waive mandatory rights. Rights to remedies for a service that does not conform to the contract remain unaffected.
To fill before paid public launch: confirm the applicable withdrawal process, online withdrawal function, refund handling, and any commercial refund policy. These terms do not replace mandatory consumer protections.
Acceptable use
Do not misuse the service, probe or bypass its security or limits, interfere with other users, upload unlawful or harmful content, automate abusive traffic, or use ExpenseLense to violate another person's rights. Do not add passwords, full card numbers, or banking credentials.
Service and ownership
ExpenseLense and its software, design, and brand remain ours or our licensors'. We may change, suspend, or discontinue features and may restrict an account when reasonably needed for security, law, nonpayment, abuse, or service integrity.
Disclaimers and liability
To the extent permitted by law, ExpenseLense is provided as available without promises that it will be uninterrupted or error-free. We are not liable for indirect, incidental, special, or consequential loss caused by use of the service. These limits do not exclude liability or consumer rights that cannot legally be limited.
Complaints and applicable law
Contact support first with the problem and the outcome you are requesting. Mandatory consumer protections and access to courts or competent authorities remain available; nothing here forces you to give them up.
To fill: operator jurisdiction and applicable dispute-resolution information, after review for the countries in which the service is offered.
Changes and contact
We may update these terms as the product or law changes and will revise the date above. Material changes apply prospectively. Email aiacobe@icloud.com with questions about terms, billing, or account access.